📋 All Schemes ⚖️ Your Rights 📞 Helplines 📜 RTI Tool Find My Schemes →
📖 Guides · Schemes · Rights · Updated January 2025

MeraHaq Blog & Guides

Plain-language guides on every government scheme and citizen right in India. All verified from official .gov.in sources. Always free.

🔥 Featured Guides
Filter:
🌾 Agriculture
PM-KISAN 2025 – ₹6,000/Year Direct to Farmers
Complete guide: registration, eKYC in 2 minutes, installment dates, and how to fix blocked payments.
Covers all eligibility criteria, the complete exclusion list, and exact steps to register at pmkisan.gov.in. Includes why eKYC is mandatory and all 3 methods to complete it.
Read Guide →Jan 2025
🔧 How-To
PM-KISAN Payment Not Received — 7 Exact Fixes
Every reason PM-KISAN gets blocked and the precise step-by-step fix for each one.
If your ₹2,000 didn't arrive, this guide covers all 7 causes: eKYC, Aadhaar-bank link, wrong account, land mismatch, exclusion list, duplicate registration, and PFMS failure.
Read Guide →Jan 2025
🏥 Health
Ayushman Bharat 2025 – ₹5 Lakh Free Health Cover
SECC eligibility, golden card, 1,929+ procedures, empanelled hospitals, and hospital denial rights.
Complete PM-JAY guide covering who qualifies under SECC 2011, how to download your e-Ayushman card, what's covered vs not covered, and how to report hospitals that refuse treatment.
Read Guide →Jan 2025
👷 Employment
MGNREGA 2025 – 100 Days Work Is Your Legal Right
Job card, wage rates for all states, how to demand work, unemployment allowance explained.
MGNREGA is a law — not a scheme. This guide explains how to get a free job card, 2025 wage rates for all states, how to legally demand work, and what to do if denied.
Read Guide →Jan 2025
🍚 Food Security
Ration Card 2025 – Types, Eligibility & Free Grains
AAY vs BPL vs APL, PMGKAY free grains, state-wise entitlements, and how to apply.
Complete ration card guide covering the 3 card types, exactly how much free food you get per month, PMGKAY 2024-2028 extension, and ONORC portability across states.
Read Guide →Jan 2025
⚖️ Legal Rights
Legal Rights of Indians 2025 – Complete Guide
6 fundamental rights with real examples, arrest rights, RTI, free lawyer via NALSA.
Every Indian's full legal rights — from the 6 constitutional fundamental rights to your rights when police stop you, how to get a free lawyer from NALSA, and how to file RTI for ₹10.
Read Guide →Jan 2025
💼 Labour Rights
Labour Rights India 2025 – Wages, EPF, Gratuity & Leave
State-wise minimum wages, EPF rules, gratuity formula, maternity leave, overtime pay.
Complete worker rights guide: minimum wage tables for all states, EPF contribution rules, gratuity calculation formula, 26-week maternity leave explained, and where to file complaints.
Read Guide →Jan 2025
🏛️ Free Lawyer
Free Legal Aid India 2025 – NALSA, Lok Adalat Guide
Who qualifies, how to get a free lawyer, Lok Adalat settlements explained.
NALSA provides free lawyers for all court cases to eligible categories — women, SC/ST, persons in custody, low-income individuals. Lok Adalats settle cases free in one day.
Read Guide →Jan 2025
📜 RTI Guide
How to File RTI Online 2025 – Free, 30-Day Reply
Step-by-step rtionline.gov.in guide, real RTI templates, first appeal and CIC second appeal.
File RTI for free at rtionline.gov.in for any central government department. Includes real templates for PM-KISAN, ration card, and MGNREGA RTIs. First and second appeal process explained.
Read Guide →Jan 2025
🪖 Aadhaar
Aadhaar Card Guide 2025 – All 12 Services Explained
Download, update, link, lock biometrics, VID, mAadhaar app — all services in one guide.
Complete Aadhaar guide covering e-Aadhaar download for free, address update online process, how to link Aadhaar to bank and PAN, biometric lock for security, and the mAadhaar app.
Read Guide →Jan 2025
🛒 Consumer Rights
Consumer Rights India 2025 – File Complaint & Get Refund
8 consumer rights, e-Daakhil online filing, forum jurisdiction table, what you can claim.
You can sue any company — from Amazon to a local shop — in consumer court without a lawyer for claims up to ₹50 lakh. This guide covers every step from National Consumer Helpline 1915 to e-Daakhil filing.
Read Guide →Jan 2025
🌳 Farm Credit
Kisan Credit Card 2025 – Farm Loan at 4% Interest
How 7% becomes 4%, tenant farmer eligibility, apply at any bank, PM-KISAN linkage.
KCC is India's most cost-effective farm loan — interest subsidy brings rate to 4% (or even 2% for prompt repayment). Tenant farmers can also access KCC through Joint Liability Groups.
Read Guide →Jan 2025
🌧️ Crop Insurance
Fasal Bima Yojana 2025 – Crop Insurance Premium & Claims
Premium rates, 72-hour claim rule, KCC auto-enrollment, claim status check.
PMFBY covers drought, flood, pest attack, and unseasonal rain at premiums of just 1.5–5%. The 72-hour reporting rule after crop damage is critical — missing it can void your claim.
Read Guide →Jan 2025
👷 Worker Welfare
e-Shram Card 2025 – Free ₹2 Lakh Insurance for Workers
Register in 5 minutes, who qualifies, insurance claim process, state-specific benefits.
28 crore+ unorganised workers are registered on e-Shram. Registration is free, gives ₹2 lakh accident insurance, and makes you first in line for all future worker welfare schemes.
Read Guide →Jan 2025
💼 EPF
EPF Withdrawal 2025 – Online, No Employer Needed
Form 19/31, partial advance rules, TDS table, online UAN portal step-by-step.
Withdraw your EPF online at the UAN portal in minutes — no employer attestation needed since 2017. Covers full withdrawal, partial advance for medical/marriage/education, and TDS rules.
Read Guide →Jan 2025
🛡️ Women's Rights
Domestic Violence Rights India 2025 – PWDVA Guide
4 order types, Protection Officer, free legal aid, emergency helplines.
PWDVA 2005 covers physical, emotional, economic, and sexual abuse. Protection orders can be granted the same day. Free lawyer from NALSA for all women. Call 1091 for immediate help.
Read Guide →Jan 2025
🏦 Banking
Jan Dhan Yojana 2025 – Zero Balance + ₹10,000 Overdraft
All 6 benefits, overdraft conditions, insurance activation rule, open in 10 minutes.
53 crore accounts opened since 2014. Jan Dhan gives free RuPay card with ₹2 lakh accident insurance, ₹10,000 overdraft credit, and is the gateway for all DBT government payments.
Read Guide →Jan 2025
👴 Pension
Atal Pension Yojana 2025 – Pension From ₹42/Month
Full contribution table, ₹5,000/month pension option, death benefits, how to join.
Government-guaranteed pension of ₹1,000–₹5,000/month at age 60. Start at 18 years for just ₹42/month. Both spouses can have separate accounts. Eligible for ages 18–40 only.
Read Guide →Jan 2025
🛡️ Defence
Agnipath Scheme 2025 – Salary, Seva Nidhi & Benefits
Year-wise salary table, ₹11.71 lakh Seva Nidhi, ₹48 lakh insurance, post-service jobs.
4-year Agniveer service in Army/Navy/Air Force. Salary from ₹30,000 to ₹40,000/month. ₹11.71 lakh tax-free corpus at exit. 10% reservation in CAPF. Complete eligibility for all three services.
Read Guide →Jan 2025

Never Miss a New Guide

Get notified when new scheme guides and rights explanations are published — free, no spam.

🔒 No spam. Unsubscribe anytime. merahaq.online

Disclaimer: MeraHaq is an independent citizen information platform. Not affiliated with any government department. All guides sourced from official .gov.in portals. Last verified: January 2025.