MeraHaq

PM Vishwakarma Yojana

Official .gov.in Source

Quick Facts

Benefit Amount ₹3 Lakh Loan & ₹15,000 Toolkit
Who Qualifies Artisans & Craftspeople (Vishwakarmas)
Nodal Ministry Ministry of MSME

Eligibility Criteria

  • Applicant must be 18 years or older.
  • Engaged in one of the 18 traditional trades (e.g., carpenter, goldsmith, potter, sculptor, cobbler, tailor, barber, washerman, etc.).
  • Should not have availed benefits under similar Central/State credit-based self-employment schemes in the last 5 years.
  • Only one member from a family can apply.

Key Benefits

  • Skill Upgradation: Basic and Advanced training, with a daily stipend of ₹500.
  • Toolkit Incentive: A grant of ₹15,000 for purchasing modern tools.
  • Credit Support: Collateral-free enterprise development loans:
    • First Tranche: Up to ₹1 Lakh at 5% interest.
    • Second Tranche: Up to ₹2 Lakh at 5% interest.
  • Marketing Support: Assistance to connect with markets, e-commerce platforms, and branding.

How to Apply

  1. Visit the official PM Vishwakarma portal: pmvishwakarma.gov.in
  2. Register yourself using your Aadhaar number and mobile number.
  3. Fill out the online application form with all required details.
  4. Undergo verification by Gram Panchayat/ULB and District Implementation Committee.
  5. Attend the mandatory skill training program to avail benefits.

Required Documents

  • Aadhaar Card
  • PAN Card
  • Bank Account Passbook
  • Mobile Number (linked with Aadhaar)
  • Proof of trade (self-declaration or relevant document)

Helpline

For any queries or assistance, you can contact the official helpline:

Toll-Free: 1800-267-7777, 1800-267-7778

Frequently Asked Questions (FAQ)

Q: What is PM Vishwakarma Yojana?

A: It's a Central Sector Scheme launched by the Government of India to provide holistic support to traditional artisans and craftspeople (Vishwakarmas) through skill training, credit support, toolkit incentives, and marketing assistance.

Q: Who are Vishwakarmas?

A: Vishwakarmas are traditional artisans and craftspeople engaged in 18 identified trades like carpentry, goldsmithy, pottery, sculpture, shoemaking, tailoring, barber services, etc.

Q: Is there an age limit to apply for the scheme?

A: Yes, the applicant must be at least 18 years old to be eligible for the scheme.

Q: What is the interest rate on the loan provided under the scheme?

A: The loans are provided at a highly concessional interest rate of 5% per annum.